Protect Your Rental Property and Your Profits
Owning a rental property comes with unexpected costs, and the last thing you want is a broken HVAC or water heater eating into your cash flow. That’s where a home warranty for rental property can make all the difference.
At RealWealth, we’ve helped tens of thousands of investors build extensive rental portfolios. While we don’t sell home warranties ourselves, we refer to trusted providers who offer affordable, investor-friendly protection plans — so you can focus on ROI, not repair bills.
What Is a Home Warranty for Rental Property?
A home warranty is a service contract that covers repairing or replacing key systems and appliances in your rental home.
It typically includes items not covered by landlord insurance, such as:
- HVAC systems
- Plumbing and electrical
- Appliances (oven, fridge, washer/dryer)
- Water heaters
- Garage door systems
- And more
Many home warranty companies also offer landlord-specific plans with faster response times and tenant-friendly service.
Why Real Estate Investors Use Home Warranties
Protect Your Cash Flow
Unexpected repairs can wipe out months of rental income. A home warranty adds predictability to your operating expenses.
Simplify Property Management
Whether you're self-managing or working with a property manager, a warranty gives you access to vetted contractors without the need to scramble to find a repair person.
Preserve Property Value
Timely repairs help protect the long-term condition of your property, keeping it rent-ready and attractive to tenants.
When Does a Rental Property Warranty Make Sense?
Home warranties can be beneficial if:
- You’re buying an older home or appliances
- You’re investing out-of-state and want local service coverage
- You want to limit the stress of maintenance calls
- You’re scaling and need predictable budgeting
- Your tenant base expects fast, professional repair response
Our Trusted Home Warranty Providers
We’ve vetted providers that work with real estate investors, understand the rental property business, and offer responsive service, transparent terms, and landlord-specific plans.
We currently refer to one fantastic and trusted partner:
Frequently Asked Questions
Is a home warranty the same as landlord insurance?
No. Insurance covers major damage from things like fire or water loss. A home warranty covers wear-and-tear repairs on covered systems and appliances.
Can I buy a warranty for a property I already own?
Yes. Most companies allow you to purchase a home warranty anytime, not just at closing.
What’s typically not covered?
Home warranties often exclude roof repairs, structural damage, and pre-existing conditions. Be sure to review coverage details and service fees.
Can my property manager use the warranty directly?
Yes. Most landlord plans allow authorized representatives to place service requests, so your manager can handle issues on your behalf.
RealWealth Doesn’t Sell Home Warranties — We Just Know Who You Can Trust
We simply want you to have the best tools to protect your investment and bottom line, so we refer to our network of trusted professionals! Because building real wealth means planning for the big wins and the unexpected costs, making a home warranty is essential!
