How Malcolm & Merry Bought 12 Rental Properties in 5 Years & Why They Wish They’d Started Sooner

It's common for new investors to experience fear about investing in real estate. Learn how Malcolm and Merry overcame analysis paralysis and built a 12-property real estate portfolio in five years.

RealWealth members Malcom and Merry standing in front of a RealWealth banner at a RealWealth real estate investing event.

Quick Summary: Real Estate Investment Success Story

Malcom & Merry’s Investing Journey

Fear and hesitation are normal—but action is what creates results. Don’t let overthinking cost you years of growth.
Starting small builds confidence: A single $100K property proved Malcolm and Merry could do it and sparked momentum for more.
Two years of research bought one property. Five years of action brought the total to twelve. Momentum accelerates once you begin.
Geographic diversification reduces risk: Malcolm & Merry spread their 12 properties across Florida and Ohio to stabilize their portfolio.
The best real estate investors never stop learning: Even with 12 properties, they network with other investors to keep growing.

The Starting Point

Malcolm and Merry’s real estate investment journey began in 2013 with powerful advice from Mark Kohler: “Purchase one property a year.”

That simple strategy introduced them to Kathy Fettke and RealWealth in 2017. But like many aspiring investors, they didn’t jump in right away. They spent time learning, researching, and—if they’re honest—wrestling with fear.

In 2019, they finally took action. They didn’t wait for the “perfect” property or the “perfect” market. They just started with one property.

“What we did in 2019 is we started small. We just kind of put our foot in the door and started in Jacksonville and got a property for about $100,000. Then kind of went from there.” ~Merry

That single turnkey rental property in Jacksonville, Florida, wasn’t a life-changing investment on its own. But it was the catalyst that proved they could do it.

Leah Collich, RealWealth Realty Director, stands on the stage at a RealWealth real estate investing event.

Quick View: From Fear To Financial Freedom

First Steps: Overcoming Fear

Met Mark Kohler in 2013, who recommended buying one property per year
Joined RealWealth in 2017 and began learning
Researching & planning (but not taking action yet)

Investing: From 1 property to 12

In 2019, purchased their first property in Jacksonville for $100,000
Built momentum property by property over 5 years
Diversified across Florida (8 properties) and Ohio (4 properties)

The Goal: Never Stop Learning

Networking with investors who own 200+ properties
Exploring the Cleveland market for expansion
Mentoring new investors and sharing experiences
Continuing education and community involvement
RealWealth members Malcolm and Merry talk on a member panel at a RealWealth real estate investing event.

Why Fear Almost Stopped Them

Malcolm and Merry faced a challenge that stops many would-be investors in their tracks: fear of taking the first step.

They had the knowledge. They had the strategy. They had access to RealWealth’s vetted teams and resources. But there was a two-year gap filled with research, planning, and overthinking.

Their biggest regret today?

Don’t base your decisions on fear—just do it. We wish we would have started a lot earlier than we did. So just bite the bullet, do your due diligence, and go ahead and purchase your property. ~ Malcom

Understanding Real Estate Investing Takes Action, Not Perfection

Malcolm and Merry spent two years researching before buying their first property in 2019. Then they quickly added 11 more investment properties to their portfolio in the next five years.

“It was awesome. We started there and we just kept going.” ~ Merry

Looking back, they see clearly what those two years of hesitation cost them: 2-4 additional properties they could own today.

“Don’t base your decisions on fear. Do your due diligence and just do it.” ~ Malcolm

Florida Portfolio:

8 rental properties in Florida markets
Started in Jacksonville as their entry pointist item
Mix of cash flow and appreciation strategies

Ohio Portfolio:

4 rental properties in Ohio
Geographic diversification
Exploring Cleveland for expansion

Building Real Wealth Through Diversification

Malcolm and Merry didn’t just buy copies of the same turnkey rental property. They built a thoughtful, diversified portfolio across multiple markets.

“There’s a market for everyone in RealWealth. If you’re looking for cash flow or if you’re looking for appreciation in your assets, there’s basically different choices—a wide variety of choices if you’d like to participate in this network.” ~Malcolm


“We really hope to network with other people, other investors, and basically learn from them. We have 12 properties, but we met people that have 200 properties. What are they doing? What is our next step as investors so that we can grow as investors ourselves?” ~ Malcom

“We want to share our experiences with others who are just starting out and let them know where we started and where we are today to help them move forward.” ~ Merry

Why do they keep attending realWealth events?

Ready to Start Your real estate investing Journey?

Whether you’re curious, cautious, or ready to take action—your real estate investing journey starts with one simple decision: showing up.

Malcolm and Merry wish they’d started in 2017 instead of 2019. Don’t let fear cost you two years of growth.

Discover how education, community, and proven strategies can help you build lasting wealth through real estate investing. Membership is 100% free—Join RealWealth!

Frequently Asked Questions

What if I’m nervous about investing in real estate?

Fear is completely normal—Malcolm and Merry experienced it too. They joined RealWealth in 2017 but didn’t buy their first property until 2019 because of hesitation. Their advice? “Don’t base your decisions on fear—just do it.” Start by doing your due diligence, use RealWealth’s vetted property teams, and take that first small step. The fear lessens with action, and momentum builds after your first property. Learn more about out-of-state real estate investing →

How can couples invest in real estate together?

Start by becoming a RealWealth member and attending real estate investing webinars and educational events together. Share what you’re learning, set common goals, and support each other through the challenges. Malcolm and Merry built 12 properties by making decisions together and not letting fear stop them. Growing together creates a stronger foundation than investing separately. View RealWealth’s upcoming events and property tours→

What if I don’t know anything about real estate investing?

That’s totally okay, and can even be an advantage. RealWealth helps new investors get started the right way every day. Malcolm and Merry spent time educating themselves before their first purchase, and they recommend doing your due diligence while not letting analysis paralysis stop you from taking action. Learn how to buy your first rental property in 90 days→

How many properties do I need to be successful?

Success looks different for everyone. Malcolm and Merry have 12 properties and are still growing, learning from investors who have 200+ properties. Your number depends on your income needs, investment goals, and definition of financial freedom. Start with one property and let your experience guide your goals. Learn how to set SMART goals for your real estate investing journey

How long does it take to build a real estate portfolio?

It varies widely based on your approach. Malcolm and Merry took 2 years to buy their first property, and within 5 years, they had 12 properties. The pattern is clear: once you start, momentum accelerates. With experience, capital from existing properties, and a proven strategy, growth speeds up significantly. The key is taking that first step and staying consistent. Discover 10 proven tips for investing in real estate

Do I need to live near my rental properties?

No. With technology, professional property management, and vetted local teams, you can successfully invest in properties across the country. RealWealth members often invest in states with better cash flow potential than their home markets. The key is working with trusted, experienced local property teams who handle day-to-day management while you benefit from the investment returns. Learn more about turnkey real estate investing→

Is it better to start small or buy multiple properties at once?

Malcolm and Merry’s experience shows the power of starting small. They bought one $100K property in Jacksonville, Florida, to “put their foot in the door.” That single property proved they could do it and built the confidence for purchasing additional rental properties. Starting small reduces risk while you learn, then you can scale up as you gain experience and capital. Learn how four rental properties can set you up for success in retirement →

Is there a cost to join RealWealth?

No, RealWealth membership is 100% free. Members get access to educational resources, vetted property team networks with turnkey properties for sale in top U.S. markets, investment counseling at no cost, and access to affordable real estate investing events. Join RealWealth for free→

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