Get the Right Loan for Your Investment Strategy
Financing is one of the most powerful tools in real estate investing — but only if you work with lenders who understand your goals. At RealWealth, we’ve helped thousands of investors secure the right loans for single and multi-family rental properties, real estate syndications, and long-term wealth building.
We don’t sell loans. We connect you to vetted lenders for real estate investors who are experienced, responsive, investor-friendly and operate nationwide.
Whether you're looking for low-interest long-term financing, flexible DSCR loans, or asset-based non-recourse funding, we can point you in the right direction.
Why Work With Lenders Who Specialize in Real Estate Investing?
- Increase Your Leverage
- Investor lenders help you borrow smarter — so you can acquire more properties without overextending yourself.
- Work With People Who "Get It"
- Not all lenders understand rental property income, the timelines of 1031 exchanges, or the nuances of financing in a trust or LLC. Ours do.
- Match Loan Strategy to Investment Strategy
- Your financing should support your goals, not limit them. Our partners help you strategize for both your next deal and your long-term portfolio growth.
Types of Lenders We Refer To:
Conventional Lenders
Best for: Newer investors and your first few rentals
Conventional lenders offer Fannie Mae and Freddie Mac-backed loans with lower interest rates and longer terms, but they often have strict documentation and debt-to-income requirements. These are great for:
- Single-family rentals and smaller multi-family properties
- Long-term hold strategies
Non-Conventional (DSCR & Portfolio) Lenders
Best for: Investors with multiple properties, LLCs, or less traditional income
Non-conventional lenders underwrite based on the cash flow of the property (not your W-2) — perfect for:
- DSCR loans
- BRRRR strategies
- Short-term rentals
- Self-employed borrowers
These lenders offer more flexibility, faster closings, and creative financing for growing investors.
Non-Recourse Lenders
Best for: Syndications, commercial investors, or high-net-worth individuals
Non-recourse financing allows you to borrow without personal liability, using the asset as the only collateral. These are typically used in:
- Commercial real estate
- Larger multifamily Real estate syndications (especially in IRAs)
We refer to a select lender specializing in non-recourse lending for experienced investors and alternative assets.
FAQs About Investor Lending
Q: Can I qualify for a mortgage if I don’t have W-2 income?
A: Yes. Many of our non-conventional lending partners offer DSCR or asset-based loans that don’t require traditional employment.
Q: Can I get financing in an LLC or trust?
A: Absolutely. Many investor lenders we refer to work specifically with LLCs and trust structures.
Q: What’s the difference between recourse and non-recourse lending?
A: Recourse loans make you personally liable for the debt. Non-recourse loans are secured only by the property, protecting your other assets if the deal goes south.
Q: Do your lenders work nationwide?
A: Yes, most of our partners lend nationwide.
Explore RealWealth's Financing Resources
Want to learn more about financing your investment property before talking to an expert? Start with these:
- The Power of Leverage in Real Estate – and How to Use It
- Top 8 Reasons Why You Should Finance Your Investment Property
- Creative Real Estate Lending Options You Should Know About
- Free Webinar Series: How to Borrow Money for Investment Property — Tips & Risks
- How To Finance Multiple Rental Properties for Maximum Cash Flow
- DSCR Loans: Should You Use One To Invest In Real Estate?
Why RealWealth Refers, But Doesn’t Lend
RealWealth doesn’t provide financing — we are an investor connector. Our goal is simple: Help investors make smarter decisions by connecting them to lending partners they can trust with their real estate investment deals.
Whether you're buying your first rental or you already own 50 properties, we’re here to connect you to the right people.
