How Malcolm & Merry Bought 12 Rental Properties in 5 Years & Why They Wish They’d Started Sooner

It's common for new investors to experience fear about investing in real estate. Learn how Malcolm and Merry overcame analysis paralysis and built a 12-property real estate portfolio in five years.

RealWealth members Malcom and Merry standing in front of a RealWealth banner at a RealWealth real estate investing event.

Quick Summary: Real Estate Investment Success Story

Malcom & Merry’s Investing Journey

Fear and hesitation are normal—but action is what creates results. Don’t let overthinking cost you years of growth.
Starting small builds confidence: A single $100K property proved Malcolm and Merry could do it and sparked momentum for more.
Two years of research bought one property. Five years of action brought the total to twelve. Momentum accelerates once you begin.
Geographic diversification reduces risk: Malcolm & Merry spread their 12 properties across Florida and Ohio to stabilize their portfolio.
The best real estate investors never stop learning: Even with 12 properties, they network with other investors to keep growing.

The Starting Point

Malcolm and Merry’s real estate investment journey began in 2013 with powerful advice from Mark Kohler: “Purchase one property a year.”

That simple strategy introduced them to Kathy Fettke and RealWealth in 2017. But like many aspiring investors, they didn’t jump in right away. They spent time learning, researching, and—if they’re honest—wrestling with fear.

In 2019, they finally took action. They didn’t wait for the “perfect” property or the “perfect” market. They just started with one property.

“What we did in 2019 is we started small. We just kind of put our foot in the door and started in Jacksonville and got a property for about $100,000. Then kind of went from there.” ~Merry

That single turnkey rental property in Jacksonville, Florida, wasn’t a life-changing investment on its own. But it was the catalyst that proved they could do it.

Leah Collich, RealWealth Realty Director, stands on the stage at a RealWealth real estate investing event.

Quick View: From Fear To Financial Freedom

First Steps: Overcoming Fear

Met Mark Kohler in 2013, who recommended buying one property per year
Joined RealWealth in 2017 and began learning
Researching & planning (but not taking action yet)

Investing: From 1 property to 12

In 2019, purchased their first property in Jacksonville for $100,000
Built momentum property by property over 5 years
Diversified across Florida (8 properties) and Ohio (4 properties)

The Goal: Never Stop Learning

Networking with investors who own 200+ properties
Exploring the Cleveland market for expansion
Mentoring new investors and sharing experiences
Continuing education and community involvement
RealWealth members Malcolm and Merry talk on a member panel at a RealWealth real estate investing event.

Why Fear Almost Stopped Them

Malcolm and Merry faced a challenge that stops many would-be investors in their tracks: fear of taking the first step.

They had the knowledge. They had the strategy. They had access to RealWealth’s vetted teams and resources. But there was a two-year gap filled with research, planning, and overthinking.

Their biggest regret today?

“Don’t base your decisions on fear—just do it. We wish we would have started a lot earlier than we did. So just bite the bullet, do your due diligence, and go ahead and purchase your property.“ ~ Malcom

Understanding Real Estate Investing Takes Action, Not Perfection

Malcolm and Merry spent two years researching before buying their first property in 2019. Then they quickly added 11 more investment properties to their portfolio in the next five years.

“It was awesome. We started there and we just kept going.” ~ Merry

Looking back, they see clearly what those two years of hesitation cost them: 2-4 additional properties they could own today.

“Don’t base your decisions on fear. Do your due diligence and just do it.” ~ Malcolm

Florida Portfolio:

8 rental properties in Florida markets
Started in Jacksonville as their entry pointist item
Mix of cash flow and appreciation strategies

Ohio Portfolio:

4 rental properties in Ohio
Geographic diversification
Exploring Cleveland for expansion

Building Real Wealth Through Diversification

Malcolm and Merry didn’t just buy copies of the same turnkey rental property. They built a thoughtful, diversified portfolio across multiple markets.

“There’s a market for everyone in RealWealth. If you’re looking for cash flow or if you’re looking for appreciation in your assets, there’s basically different choices—a wide variety of choices if you’d like to participate in this network.” ~Malcolm


“We really hope to network with other people, other investors, and basically learn from them. We have 12 properties, but we met people that have 200 properties. What are they doing? What is our next step as investors so that we can grow as investors ourselves?” ~ Malcom

“We want to share our experiences with others who are just starting out and let them know where we started and where we are today to help them move forward.” ~ Merry

Why do they keep attending realWealth events?

Ready to Start Your real estate investing Journey?

Whether you’re curious, cautious, or ready to take action—your real estate investing journey starts with one simple decision: showing up.

Malcolm and Merry wish they’d started in 2017 instead of 2019. Don’t let fear cost you two years of growth.

Discover how education, community, and proven strategies can help you build lasting wealth through real estate investing. Joining is 100% free—Join RealWealth!

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